Repayment thresholds are rising by 4.3%, which could boost your take-home pay

Student loan repayment thresholds are rising in the 2025-2026 tax year, resulting in slightly lower monthly repayments for some graduates.

However, interest rates remain high, meaning the total cost of borrowing could continue to climb, especially for those on newer loan plans.

Here, we explain what’s changing in the 2025-26 tax year, how interest is set and when student loans are written off. Read More